— Buyer Protection · Papa ka paisa, family ki decision
For the family funding this — your caution is exactly right
By Vidit Kaushik·Published 11 Jul 2026·UP-RERA Agent UPRERAAGT000309/01/2026
If you are the one paying for this
Someone in the family is putting real money behind this decision — and being careful with it is not being difficult, it is being correct. This page is written for you, the parent or partner holding that caution, not for the person who already fell in love with the flat. It does one thing: it shows you exactly which protections apply, separated cleanly into two tracks — a project that is already RERA-registered, and a pre-launch project that is not yet — and then it hands you the way to verify every line of it yourself on the government portal, without taking our word for anything.
No deadline is attached to reading this. Nothing here asks you to decide today.
The parentwhose savings are funding a first home
The spouseasking if it is really the right time
The elderwho has seen a builder go wrong before
The NRI relativeweighing in from a time zone away
We are not going to tell you real estate is safe, or that this developer is beyond doubt, or that the money will grow. Those are exactly the sentences that should make a careful person suspicious — and you clearly are one. What we can do instead is narrower and far more useful: tell you which specific, legal protections exist for the specific project your family is looking at, name where those protections stop, and point you to the public record so you can confirm all of it without trusting us at all. Start by telling the page which project it is.
Which project is your family looking at?
Pick one and the page will show the exact protection status for that project below, and prepare a message you can send in your own words. If your child shared this link with the project already filled in, it is selected for you — you can still change it.
Your project’s protection status
The two tracks, kept strictly apart
Every project on this corridor falls into one of two very different situations, and the single most important thing you can do is not let anyone blur them. A RERA-registered project has statutory money protection. A pre-launch project does not have it yet — it has something narrower and honest instead. Here is each, in full, whether or not you picked one above.
TRACK A
RERA-registered — money protected by statute
A project with a live UP-RERA registration number. On this corridor, the one such project we hold a disclosed mandate for is Eldeco Echoes of Eden.
It is actually registered. RERA number UPRERAPRJ125342/02/2026 — a real number you can type into up-rera.in and see the promoter, the filed possession date and quarterly progress. Ask for the registration number, never an "applied for" acknowledgment. verified
Your money sits in a protected account. RERA requires buyer payments to enter the project's separate account, with at least 70 percent of amounts realised ring-fenced there and released only against construction certified by an engineer and a chartered accountant — not against a sales target. statutory as of 11 Jul 2026 · RERA s.4(2)(l)(D)
Before you sign, little is committed. Until the Agreement for Sale is signed, only the booking amount — capped by law at 10 percent of the price under Section 13 — is committed, and it is largely refundable per the developer’s RERA-filed schedule. statutory
If possession is late, the law responds. The RERA filing commits to a possession date of January 2031. If it slips, the buyer may either stay and receive delay compensation (SBI MCLR +2% per annum on money paid) or exit with a full refund plus that interest — by statute, not developer goodwill. reported · per RERA filing
Said plainly
This is the track where the government machinery is on your side before you have even signed. We still cannot promise the possession date holds or that any price moves in any direction — no one honestly can. We can show you the statute that protects the money if the date slips.
TRACK B
Pre-launch / pre-RERA — refundable EOI, no escrow yet
A project that has not yet been issued its own UP-RERA registration number. This is a normal, lawful stage — but the protection here is different, and anyone who describes it in escrow language is describing something that does not exist yet.
Gaurs Studio Bento· developer: Gaursons India Ltd. (Gaur Group)not-yet-verified
ACE Parkway 2.0· developer: ACE Groupreported
Gaurs Plume· developer: Gaursons / Gaur Groupreported
No project RERA number has been issued yet. For each of these, a project registration number is not yet on the public UP-RERA record. That is expected pre-launch — but it means the RERA separate-account protection has not begun. If a seller quotes you a RERA number here, verify it directly on up-rera.in before you rely on it; some numbers in circulation belong to different, sibling projects. not-yet-verified · confirm on up-rera.in
Only a refundable Expression of Interest applies. At this stage the correct instrument is an EOI — a refundable, non-binding registration of interest. It is not a booking and not an allotment, and no allotment exists until a RERA number is issued. reported
Your protection is the paper trail, not escrow. Keep a dated receipt, get the refund terms in writing, and pay only into the developer’s own authorised channel account — never a personal account. That paper trail is what protects an EOI, because the escrow does not yet.
The line to read out loud, verbatim
A pre-launch EOI is fully refundable and sits outside the RERA escrow until the project is RERA-registered. Nobody can put your pre-launch money into a protected separate account that does not exist yet — and no urgency, deadline or "price moving soon" changes that fact. If you are told otherwise, that is the sentence to stop on.
EITHER WAY
Not sure which one? Check any project yourself in 15 minutes
You do not need us, or any salesperson, to tell you which track a project is on. The public portal tells you directly, for any developer on the corridor.
Search the project on up-rera.in. If a registration number comes up with a promoter and quarterly filings, it is on Track A. If nothing comes up as a registered project, treat it as Track B — pre-launch, refundable-EOI-only, outside escrow.
Ask where the money goes. Into the project’s RERA separate account (Track A), or held as a refundable EOI with the developer’s authorised channel (Track B). There is no honest third answer.
Ask who you are dealing with. A registered UP-RERA agent has a number in the agent section of the same portal. If they cannot give you one, that itself is information.
— The most important part of this page
Verify us, and the project, yourself
Everything above is only worth as much as your own check of it. These are the two numbers to search on the government portal — one for the registered project, one for us, the advisor. Run the second one on us exactly the way you would run the first one on any developer.
The project (RERA-registered)UPRERAPRJ125342/02/2026
For a pre-launch project on Track B there is no project number to search yet — that absence is the answer, and the protection is the refundable EOI, not escrow. And there is one more check we invite on ourselves: the nine-point Vidastu Standard, published so you can hold us to it. Run it on us too.
On returns, honestly: this page names no expected profit, rental yield or appreciation figure, and none is attributed to anyone. Property may rise or fall; that is not a protection and we will not dress it up as one. What we have described above are legal protections and refund rights — things that are either on the public record or they are not.
Baat karni hai? Ask in your own words
When it helps to talk any of this through out loud, message Vidit directly — from your own phone, whenever suits you. There is no obligation attached to asking questions, and nothing here needs a decision this week. The message below uses the project you picked; edit it freely before sending.
Your message (editable above · opens WhatsApp)Namaste Vidit, mera beta ek YEIDA project dekh raha hai — main in protections ko samajhna chahta hoon before we commit.
Pick the project above, and this link will carry it — whoever you send it to opens the page with the right project and its exact protections already shown. It never messages anyone for you, and it collects no phone number.
Is it safe to put our family's savings into a YEIDA property?
There is no honest one-word answer, and anyone who gives you one is selling. What you can do is reduce it to things you can check yourself: is the project registered with UP-RERA, does your money sit in the RERA separate account or outside it, and is the person you are dealing with a registered agent. A RERA-registered project such as Eldeco Echoes of Eden (UPRERAPRJ125342/02/2026) puts buyer payments into a RERA separate account, with at least 70 percent ring-fenced and released only against construction certified by an engineer and a chartered accountant. A pre-launch project collects only a refundable Expression of Interest, which sits outside that protection until it is registered. Neither fact is a promise about price or profit; both are things you can verify before a rupee moves.
How do I check whether a builder is genuine before my child buys?
You do not have to take anyone's word for it, including ours. Go to up-rera.in yourself and search the project's registration number: a genuine registered project shows its promoter, its filed possession date, and quarterly progress. Search the agent's registration number in the agent section of the same portal. Ask for the RERA number, not an application number, and for the developer's registered legal name. If a project has no RERA number yet, that is not proof of anything wrong, but it does mean your only protection at that stage is a refundable EOI with a written paper trail, not escrow.
The project my child likes has no RERA number yet. Is that automatically a scam?
No. A pre-launch or pre-RERA project having no project RERA number yet is normal for that stage. It only becomes a problem if someone asks you to book, pay large sums, or treat an Expression of Interest as an allotment before registration. Before a RERA number exists, the correct posture is a small, refundable EOI, receipted in writing, paid only to the developer's authorised channel account, and nothing more. Once the project is registered, the money protections of the RERA separate account apply.
What exactly is an EOI, and is our money protected while a project is still pre-RERA?
An EOI, or Expression of Interest, is a refundable, non-binding way to register interest in a pre-launch project. It is not a booking and not an allotment. Crucially, an EOI sits outside the RERA escrow, because that separate-account protection only exists once a project is RERA-registered. So while a project is pre-RERA, your protection is not escrow — it is the refundable nature of the EOI plus your paper trail: a dated receipt, the refund terms in writing, and payment made only to the developer's own authorised account. Keep all of it.
How do we verify Vidastu itself, not just take this page's word for it?
Run the same checks on us that we are asking you to run on any project. Search our UP-RERA agent registration, UPRERAAGT000309/01/2026, in the agent section of up-rera.in. Read the Vidastu Standard, the nine checks we publish and hold ourselves to. We are Vidastu Advisory, an authorised channel partner, not the developer, and we charge the buyer nothing. If any of that does not check out, do not proceed.
We are in no rush. Is there any real reason to decide quickly?
There is no reason we would ever manufacture. No legitimate purchase requires you to decide tonight, and any pressure to do so is itself the signal to slow down, not speed up. A registered project will still be registered next week; a refundable EOI stays refundable. Take the time the family needs to read the documents, verify the RERA status, and talk it through. The decision that survives a few unhurried days is the one worth making.
The companion page — six real objections a worried family raises about a specific RERA-registered project, answered plainly with every source linked. This page is the destination; that one is the note that travels.