The answer first
A construction-linked plan (CLP) collects the basic sale price in instalments tied to certified construction stages: a booking block first, then a slice at each slab or milestone, and a closing slice at possession. A 10:90 plan collects 10 per cent of the basic sale price at booking and the remaining 90 per cent at possession, with nothing in between. The difference is timing, not total: both plans add up to the same basic sale price, and the other charges on the cost sheet fall due as that sheet states under either plan.
Talk to the desk. The dated, unit-wise cost sheet comes on WhatsApp, in writing, before you pay anything. WhatsApp +91 98114 05300 or call +91 98114 05300.
A construction-linked plan, as one developer prints it
Eldeco 7 Peaks Residences, Greater Noida, prints this construction-linked structure on its price list (structure only; the rupee amount against each line is on the buyer's dated cost sheet):
- At the time of booking: 10 per cent
- Within 45 days of booking: 10 per cent
- Within 90 days of booking: 10 per cent
- On completion of 3rd floor slab or 18 months, whichever is later: 20 per cent
- On completion of top floor slab: 20 per cent
- On completion of unit flooring (excluding wooden flooring): 20 per cent
- On application of occupancy certificate: 5 per cent
- On offer of possession: 5 per cent
A 10:90 plan, as offered on two Jaypee Greens projects
The Islands by Gaurs and the Legacy by Gaurs apartments at Jaypee Greens run on 10:90: 10 per cent of the basic sale price at booking and 90 per cent at possession (per the desk, as on 24 September 2026). The Jaypee Greens pages.
A third shape you will meet: 30:40:30
Eldeco Echoes of Eden on the Yamuna Expressway is sold on 30:40:30, a construction-linked plan grouped into three blocks: 30 per cent through booking, 40 per cent across construction milestones, 30 per cent at possession. That plan, milestone by milestone.
Who each plan suits
A construction-linked plan suits a buyer paying from income or a home loan, because each instalment is small and tied to visible progress. A 10:90 plan suits a buyer who wants to commit a small amount now and settle the balance at possession, and who has the balance arranged for that date. Neither plan changes the basic sale price; ask for both the plan and the dated cost sheet in writing and read the milestone definitions, because the words that trigger an instalment (slab, structure, finishing) are defined by the developer's document.
Three things to ask for in writing
- The plan document naming each milestone and its percentage.
- The dated, unit-wise cost sheet with every other charge and when each falls due.
- The UP-RERA registration number, so you can read the declared completion date on the register yourself.
Questions buyers ask
What is a construction-linked plan?
A plan that collects the basic sale price in instalments tied to certified construction stages, from booking to possession.
What does a 10:90 plan mean?
10 per cent of the basic sale price at booking and 90 per cent at possession, nothing in between.
Does a 10:90 plan cost more than a construction-linked plan?
The basic sale price is the same under both; what changes is when you pay. Any difference sits in the developer's written terms, so ask for both documents.
Talk to the desk. The dated, unit-wise cost sheet comes on WhatsApp, in writing, before you pay anything. WhatsApp +91 98114 05300 or call +91 98114 05300.
Vidastu Advisory is a UP-RERA registered agent, UPRERAAGT000309/01/2026, and is an authorised channel partner, not the developer. Every price on this page carries its basis and date and comes from the desk's dated record; the figure that binds is the one on the developer's written cost sheet for your unit. A declared completion date is the date the promoter declared on the UP-RERA register, not a handover promise. Nothing on this page is investment, legal or tax advice.